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Misunderstanding of trade quote led to consumer owing £2,500 to trading company  

Decisions and case studies / Case studies

Frank got in touch with us because he felt the spread-betting firm he used didn't explain things properly to him.

Investments Spread Betting

Published 15/07/2019    Last updated 05/03/2025

Our diversity, inclusion and wellbeing report 2020 

News

We’ve published our diversity, inclusion and wellbeing report 2020.

Published 12/03/2021    Last updated 12/03/2021

Ombudsman News 159 

News

Welcome to the latest Ombudsman News. In this edition, we highlight some of the key features of our plans and budget for 2021/22, following our consultation in December 2020. 

Strategic plans and budget

Published 31/03/2021    Last updated 16/02/2023

Ombudsman News 160 

News

Welcome to the latest Ombudsman News. In this edition we give an update on the appointment of our interim chief ombudsman and new board members – and highlight some new content on our website looking at complaints involving economic and domestic abuse.

Strategic plans and budget Economic abuse

Published 06/05/2021    Last updated 06/05/2021

Whole-of-life policy reviewed and changed without customer's knowledge 

Decisions and case studies / Case studies

Our investigation found that the business had notified the customer, but due to having an old address, she didn’t receive the letter. She also claimed she was unaware of plan reviews, but the evidence suggested otherwise.

Insurance Whole of life assurance ...

Published 04/06/2019    Last updated 05/03/2025

Financial Ombudsman Service publishes annual complaints data 2020/21 

News

The Financial Ombudsman Service has published its annual complaints data for the 2020/21 financial year (April 2020-March 2021) with commentary and insight.

Published 25/05/2021    Last updated 26/05/2021

Ombudsman News 164 

News

Welcome to Ombudsman News. In this edition, we share an overview of our latest complaints data, including detail on some of the trends seen in the first quarter of the 2021/22 financial year.

Q1 data H1 data

Published 24/09/2021    Last updated 24/09/2021

Consumer complains that the definition of ‘accident’ in his policy means his claim is unfairly turned down 

Decisions and case studies / Case studies

Colin complained to us because his insurer declined his personal accident claim.

Insurance Personal Accident Insurance

Published 01/06/2019    Last updated 05/03/2025

Travel insurance 

For businesses / Complaints we deal with / Insurance

Information for financial businesses about how we deal with complaints about travel insurance.

Published 20/03/2019    Last updated 16/02/2023

Savings account interest rate changes 

For businesses / Complaints we deal with / Banking and payments

Find out how we deal with complaints about changes to interest rates on savings accounts.

Published 31/05/2019    Last updated 26/01/2021

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