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Consumer complains to us that his claim is turned down unfairly because his insurer hadn’t clearly defined the term ‘accident’ in his policy 

Decisions and case studies / Case studies

Jay complained to us because his insurer declined his personal accident claim.

Insurance

Published 01/06/2019    Last updated 05/03/2025

Ombudsman News 157 

News

Welcome to our latest Ombudsman News. In this edition, we highlight our plans and budget consultation feedback deadline and information for consumers and business with complaints caused or impacted by Covid-19.

Fraud and scams Strategic plans and budget ...

Published 25/01/2021    Last updated 27/01/2021

A consumer’s estate wants their claim to be paid because their father’s death happened due to complications during surgery 

Decisions and case studies / Case studies

Mason’s estate complained to us because his insurer declined the estate’s claim under his personal accident policy.

Insurance

Published 01/06/2019    Last updated 05/03/2025

Driver reports a scratch on a car as an incident 

Decisions and case studies / Case studies

Mary told her insurer she had been accused of scratching a car. She was surprised to later discover the insurer had recorded that incident on an external database.

Motor Insurance

Published 31/05/2019    Last updated 05/03/2025

Ombudsman News 158 

News

In this edition, we highlight our latest complaints data, looking at product-specific and business-specific complaints. We also highlight our latest diversity, inclusion and wellbeing report.

Q3 data Diversity, inclusion and wellbeing reports ...

Published 12/03/2021    Last updated 12/03/2021

Caroline Wayman to step down as chief ombudsman & chief executive at the Financial Ombudsman Service 

News

Caroline Wayman, chief ombudsman & chief executive of the Financial Ombudsman Service is stepping down from the role on 16 April, after 22 years in the service and nearly 7 years as chief executive.

Published 10/03/2021    Last updated 10/03/2021

Ombudsman News 161 

News

Welcome to the latest Ombudsman News. We've published our annual complaints data and insight for 2020/21, and in this edition you can read about some of the key trends we've seen in a year impacted by Covid-19.

Insights Data and Insight ...

Published 28/05/2021    Last updated 28/05/2021

Ombudsman News 162 

News

Welcome to Ombudsman News. In this edition, we share new content on our approach to complaints about wedding insurance, business interruption insurance, and loan schemes, such as the Coronavirus Business Interruption Loan Schemes (CBILs) and Bounce Back Loan Scheme (BBLS).

Insurance SME

Published 30/06/2021    Last updated 15/11/2021

Business sells high-risk product to ‘low risk’ customer 

Decisions and case studies / Case studies

A customer was sold a product which she felt did not match her attitude to risk. We agreed.

Investments

Published 21/06/2019    Last updated 05/03/2025

Information for Provident customers 

News

Information for customers on Provident Personal Credit Limited’s scheme of arrangement and complaints to the ombudsman service.

Published 04/08/2021    Last updated 04/08/2021

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