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Mortgage shortfall 

For businesses / Complaints we deal with / Mortgages

Do you handle complaints about mortgage shortfalls for a lender? 

Published 07/03/2019    Last updated 26/03/2025

Financial difficulties with mortgages 

For businesses / Complaints we deal with / Mortgages

Do you deal with complaints from consumers in financial difficulty with their mortgage, perhaps for a financial adviser, mortgage broker or lender?

Published 09/12/2022    Last updated 26/03/2025

Mortgage interest rates 

For businesses / Complaints we deal with / Mortgages

Do you deal with customer complaints about mortgage interest rates for mortgage providers, lenders, brokers, advisers or other financial businesses?

Mortgages

Published 01/02/2024    Last updated 26/03/2025

Consumer complains over bank's compensation offer after mistake made with mortgage agreement 

Decisions and case studies / Case studies

Because of a mistake made on Reginald and his late wife's mortgage agreement, Reginald had to work in order to pay back the loan, resulting in spinal surgery. After seven years, the mistake was found and rectified, but we felt the bank hadn't properly considered the full physical, mental and financial toll on Reginald.

Mortgages Distress and inconvenience ...

Published 28/03/2025    Last updated 28/03/2025

Our work with other organisations  

Who we are

Who we share information, knowledge and experience with.

Published 13/02/2019    Last updated 26/03/2025

How we helped with a complaint about a cloned investment scam 

Decisions and case studies / Case studies

Hovannes invested £50,000 into a bond with what he thought was a genuine business, but when he later tried to contact the business about his investment, he couldn't get hold of anyone. He contacted his bank, but was unhappy with their response. Find out what we said when he contacted us about his complaint

Fraud and scams

Published 28/03/2025    Last updated 28/03/2025

Consumer discovers a problem with his credit card provider a few years later 

Decisions and case studies / Case studies

Tony took out a credit card in 2012. He experienced some financial difficulty a few years later and struggled to keep up with his repayments. He saw reports on social media about irresponsible lending and thought this might apply to him.

Consumer Credit Time limits

Published 17/01/2022    Last updated 28/03/2025

Consumer complains about the increase of her premiums in her home insurance policy 

Decisions and case studies / Case studies

Jenny got in touch when she noticed her premium had increased each year on her home insurance policy after renewing it ten years ago.

Insurance Time limits

Published 28/03/2025    Last updated 28/03/2025

Consumer is unhappy that her insurer has rejected a claim for boat damage because of corrosion 

Decisions and case studies / Case studies

Hazel complained to us when her insurer declined a claim to repair her damaged boat. Her insurer said her policy excluded loss or damage caused by corrosion or wear and tear.

Published 28/03/2025    Last updated 28/03/2025

Customer unaware of interest owed on loan against future value of policy 

Decisions and case studies / Case studies

When a policyholder came to us to complain, we weighed up the evidence carefully to make a fair, impartial decision.

Published 28/03/2025    Last updated 28/03/2025

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