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Geraldine lost money on a spread-betting platform 

Decisions and case studies / Case studies

Geraldine made significant losses on a spread-betting platform. She believed the platform was making money by getting referrals from a workshop that taught poor trading strategies. We didn’t find evidence that the platform gained from clients’ losses.

Investments Distress and inconvenience

Published 24/05/2021    Last updated 05/03/2025

Tim is unhappy about his logbook loans, which he feels were unaffordable 

Decisions and case studies / Case studies

Tim got in touch with us about a series of logbook loans which he said were unaffordable.

Logbook Loans

Published 23/09/2021    Last updated 05/03/2025

Emma contacted us about the distress she experienced, when she couldn’t pay a logbook loan which she said was unaffordable 

Decisions and case studies / Case studies

Emma brought a complaint to us about her lender, when they refused her request to be compensated for the distress she felt she'd experienced.

Logbook Loans

Published 23/09/2021    Last updated 05/03/2025

Consumer brings complaint after a business mistakenly transfers her pension funds  

Decisions and case studies / Case studies

Carol contacted us after a business had mistakenly transferred her pension funds. 

Pensions Distress and inconvenience ...

Published 12/10/2021    Last updated 05/03/2025

Couple complains after their insurer took too long to repair damages caused by a leak in their kitchen  

Decisions and case studies / Case studies

Aftab and Naima were advised by their insurer it would take two months to repair damages caused by a leak in their kitchen. Their insurer arranged temporary accommodation while the repairs were carried out. After it took over a year,  Aftab and Naima discovered it had caused more problems.

Insurance Distress and inconvenience ...

Published 13/10/2021    Last updated 05/03/2025

Consumer has a family bereavement in the six-month time limit 

Decisions and case studies / Case studies

Emily complained to us after the six-month time limit. Her mother had died shortly before the time limit expired and this clearly counted as exceptional circumstances.

Consumer Credit Time limits ...

Published 17/01/2022    Last updated 05/03/2025

Consumer changes their mind about complaining to us 

Decisions and case studies / Case studies

George referred his complaint about his mortgage lender after the time limits had expired. He told us he’d found the business's final response letter intimidating and didn’t think he’d win his case.

Mortgages Time limits ...

Published 17/01/2022    Last updated 05/03/2025

Consumer complains about a pricing mistake made on their insurance policy 

Decisions and case studies / Case studies

Hassan contacted us after noticing a price increase on his motor insurance policy.

Motor Insurance Distress and inconvenience ...

Published 16/12/2021    Last updated 05/03/2025

Consumer complains about misleading information provided during her policy renewal 

Decisions and case studies / Case studies

Alysha complained she’d paid more than she should have for her home insurance over a number of years.

Insurance Pricing Home insurance

Published 16/12/2021    Last updated 05/03/2025

Consumer unhappy his insurance claim for his damaged drone wasn’t covered by his policy 

Decisions and case studies / Case studies

Martin was unhappy that a claim he raised for his damaged drone wasn’t covered by his gadget insurance policy.

Insurance

Published 13/01/2022    Last updated 05/03/2025

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