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A borrower complains that an agent kept part of her payment 

Decisions and case studies / Case studies

Chris came to us when she reportedly gave her lender an overpayment one week. But her payment book only showed the normal repayment amount.

Consumer Credit

Published 08/07/2019    Last updated 05/03/2025

Ombudsman News 192 

News

Welcome to the latest edition of Ombudsman News. In this edition, we highlight our consultation on charging Claims Management Companies and other professional representatives. We also share details of roles we’re currently recruiting for.

CMC Consultations and responses ...

Published 27/06/2024    Last updated 27/06/2024

A borrower tells us she was provided with a loan she couldn't afford 

Decisions and case studies / Case studies

Sally had taken out a loan and repaid it over 36 months. But she found the repayments difficult to keep up with. She came to us to investigate as she felt it was unaffordable.

Consumer Credit

Published 08/07/2019    Last updated 05/03/2025

A guarantor says they are unfairly being asked to make the payments when the borrower didn't  

Decisions and case studies / Case studies

Paul and Joe refer their complaint to us after Paul’s lender persistently contacted Joe as the guarantor when Paul couldn’t make the repayments.

Guarantor Loans

Published 10/07/2019    Last updated 05/03/2025

Consumer complains after his insurer reviews his policy and asks him to double his premiums  

Decisions and case studies / Case studies

When Randall took out his whole of life policy, he didn't expect anything to change with it. But he came to us when the business reviewed the policy and told him he'd either have to reduce the final payout or double his contributions.

Investments Whole of life assurance

Published 15/07/2019    Last updated 05/03/2025

Abby Thomas speaks at FCA event: The Consumer Duty – one year on 

News

Chief Executive and Chief Ombudsman, Abby Thomas, has delivered a keynote speech today to mark the anniversary of the Consumer Duty.

Published 31/07/2024    Last updated 01/08/2024

Consumer is unsatisfied about rejected claim for critical illness cover 

Decisions and case studies / Case studies

Jorge came to us when his insurer refused to pay his claim after suffering a heart attack.

Critical Illness

Published 16/07/2019    Last updated 05/03/2025

Financial Ombudsman Service outlines top tips to avoid common pension complaints 

News

The common pension pitfalls are being highlighted today to mark pensions awareness week and help consumers understand the help that’s available.

Pensions Press release

Published 11/09/2024    Last updated 11/09/2024

Customer complains about unsatisfactory roof blinds 

Decisions and case studies / Case studies

Rosie got in touch with us when the roof blinds she ordered were not fit for purpose, and the business wouldn’t give her a refund.

Consumer Credit Distress and inconvenience

Published 20/08/2019    Last updated 05/03/2025

Complaints jump by 40% year on year 

News

The number of financial complaints we received in the first half of 2024 rose by over 40%.

Data and Insight H1 data ...

Published 24/10/2024    Last updated 24/10/2024

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