Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 29 May 2024

Chief Ombudsman

Abby Thomas

Chief Executive and Chief Ombudsman

Appointed October 2022

Career history

  • Director of Strategy Marketing and Transformation, Virgin Media O2
  • Executive Customer Director, Virgin Media O2
  • Global Head of Customer Operations, Vodafone Business 
  • Transformation Director, BT

Deputy Chief Ombudsman

James Dipple-Johnstone

Deputy Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Richard West

Director of Casework Policy

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Rachel Lam

Ombudsman Director

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Clare Mortimer

Ombudsman Leader

Appointed April 2014

Career history

  • Ombudsman, Financial Ombudsman Service
  • Casework Manager, Financial Ombudsman Service
  • Deputy Complaints Manager, Office of the Banking Ombudsman

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

Our Ombudsmen in alphabetical order

Jeff Parrington

Ombudsman

Appointed June 2011

Career history

  • Adjudicator, Financial Ombudsman Service
  • Customer Relations Manager, Barclays Bank plc
  • Customer Relations Manager, Woolwich plc

Jenette Lynch

Ombudsman

Appointed October 2018

Career history

  • Senior Technical Underwriter, Zurich Insurance
  • Technical Underwriter, Zurich Insurance
  • Market Underwriter, Zurich Insurance

Jennifer Lomax

Ombudsman

Appointed September 2017

Career history

  • Breach Team Leader, International Financial Data Services
  • Contact Centre Trainer, Financial Conduct Authority
  • Business Support Team Leader, Barclays Bank Plc

Jennifer Wood

Ombudsman

Appointed September 2014

Career history

  • Adjudicator, Financial Ombudsman Service
  • Lawyer, O'Donnell, Schwartz & Anderson, PC
  • Adjunct Professor, American Public University

Jenny Giles

Ombudsman

Appointed September 2017

Career history

  • Team Manager, Financial Ombudsman Service
  • Provider Support Services Manager, International SOS
  • Claims Manager, BUPA Travel Services

Jeshen Narayanan

Ombudsman

Appointed September 2014

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Jo Chilvers

Ombudsman

Appointed October 2013

Career history

  • Justice Consultant, UK and European Government Departments, Probation Services and the European Commission
  • Specialist Panel Member of the Criminal Injuries Compensation Awards Tribunal
  • Performance Improvement Manager, National Offender Management Service

Jo Storey

Ombudsman

Appointed September 2013

Career history

  • Legal Services Consultant and Litigator, Peninsula Business Services
  • Employment Law Caseworker, Equality and Human Rights Commission
  • Employment Law Caseworker, Stanley De Leon Solicitors

Joanna Brown

Ombudsman

Appointed September 2014

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Pro-bono Advisor, The Tribunal Representation Service

Joanne Molloy

Ombudsman

Appointed August 2022

Career history

  • Compliance Consultant and Pension Transfer Specialist, Grant Thornton
  • Compliance Manager, Origen Financial Services
  • Head of Advice Quality, Openwork

Joanne Occleshaw

Ombudsman

Appointed November 2020

Career history

  • Contracting Actuary and Pensions Consultant, Canada Life
  • Reward and Pensions Manager, Canada Life
  • Actuary and Pensions Consultant, Aon Hewitt

Joanne Ward

Ombudsman

Appointed October 2020

Career history

  • Fitness to Practise Casework Manager – General Dental Council
  • Investigations Team Leader – Solicitors Regulation Authority
  • Intelligence Officer – Solicitors Regulation Authority

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