Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 29 May 2024

Chief Ombudsman

Abby Thomas

Chief Executive and Chief Ombudsman

Appointed October 2022

Career history

  • Director of Strategy Marketing and Transformation, Virgin Media O2
  • Executive Customer Director, Virgin Media O2
  • Global Head of Customer Operations, Vodafone Business 
  • Transformation Director, BT

Deputy Chief Ombudsman

James Dipple-Johnstone

Deputy Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Richard West

Director of Casework Policy

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Rachel Lam

Ombudsman Director

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Clare Mortimer

Ombudsman Leader

Appointed April 2014

Career history

  • Ombudsman, Financial Ombudsman Service
  • Casework Manager, Financial Ombudsman Service
  • Deputy Complaints Manager, Office of the Banking Ombudsman

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

Our Ombudsmen in alphabetical order

Jocelyn Griffith

Ombudsman

Appointed January 2015

Career history

  • Fee Paid Judge, First Tier Tribunal - Social Entitlement Chamber
  • Legal Team Manager, Central London LJA HMCTS
  • Deputy Secretary, London Advisory Committees MOJ

Joe Scott

Ombudsman

Appointed September 2015

Career history

  • Investigation Manager, Parliamentary and Health Service Ombudsman
  • Assessment Manager, Parliamentary and Health Service Ombudsman
  • Investigator, Parliamentary and Health Service Ombudsman

Joe Thornley

Ombudsman

Appointed July 2019

Career history

  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Customer Support Manager, Renault Nissan Consulting

John Bower

Ombudsman

Appointed July 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Mortgage and Protection Manager, HSBC
  • Constable, South Yorkshire Police

John Miles

Ombudsman

Appointed September 2014

Career history

  • Compliance Officer, Assurant Solutions
  • Senior Business Standards Consultant, Allianz Insurance plc.
  • Secured Loan Underwriter, Loans Warehouse

John Norton

Ombudsman

Appointed November 2013

Career history

  • Ombudsman, Legal Ombudsman
  • Legal Services Ombudsman
  • Casework and Customer Service Project Manager, Independent Police Complaints Commission
  • Regional Head of Casework and Customer Service, Independent Police Complaints Commission

John Pattinson

Ombudsman

Appointed November 2012

Career history

  • Quality Assurance Manager, Barclays Wealth and Investment Management
  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

John Quinlan

Ombudsman

Appointed August 2012

Career history

  • HR Training Manager, Financial Ombudsman Service
  • Relationship Manager, Financial Ombudsman Service
  • Systems Manager, J W Sleath

John Rogowski

Ombudsman

Appointed August 2022

Career history

  • Pension Investigator, Financial Ombudsman Service
  • Consultant, John Rogowski Ltd
  • Financial Adviser, Santander

John Swain

Ombudsman

Appointed 2 January 2024

Career history

  • Ombudsman, Financial Ombudsman Service
  • Team Manager, Financial Ombudsman Service
  • Team Leader, National Provident Institution

John Wightman

Ombudsman

Appointed January 2013

Career history

  • Head of Fundraising, Vitalise
  • Head of Development, Crimestoppers
  • Head of Marketing, Ramblers

Jon Pearce

Ombudsman

Appointed July 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Consumer Consultant, Financial Ombudsman Service

Previous 18 of 41 Next