Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 29 May 2024

Chief Ombudsman

Abby Thomas

Chief Executive and Chief Ombudsman

Appointed October 2022

Career history

  • Director of Strategy Marketing and Transformation, Virgin Media O2
  • Executive Customer Director, Virgin Media O2
  • Global Head of Customer Operations, Vodafone Business 
  • Transformation Director, BT

Deputy Chief Ombudsman

James Dipple-Johnstone

Deputy Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Richard West

Director of Casework Policy

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Rachel Lam

Ombudsman Director

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Clare Mortimer

Ombudsman Leader

Appointed April 2014

Career history

  • Ombudsman, Financial Ombudsman Service
  • Casework Manager, Financial Ombudsman Service
  • Deputy Complaints Manager, Office of the Banking Ombudsman

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

Our Ombudsmen in alphabetical order

James Langford

Ombudsman

Appointed July 2016

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Advisor, Department for Work and Pensions

James Neville

Ombudsman

Appointed September 2020

 Career history

  • Senior investigator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Claims management, Cunningham Lindsday

James Park

Ombudsman

Appointed July 2012

Career history

  • Senior Investigator, Local Government Ombudsman
  • Assistant Policy Officer, Association of Police Authorities
  • Policy Researcher, National Audit Office

James Staples

Ombudsman

Appointed May 2016

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Advisor, Department for Work and Pensions

Jan Ferrari

Ombudsman

Appointed May 2013

Career history

  • National Partnership Manager, Money Advice Service 
  • Senior Associate, Financial Services Authority
  • Assistant Director, Money Advice Trust 

Jan O'Leary

Ombudsman

Appointed May 2010

Career history

  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Jane Archer

Ombudsman

Appointed January 2014

Career history

  • Executive Director, London First
  • Associate Director, Macquarie Bank Group
  • Analyst, Bank of England

Jane Gallacher

Ombudsman

Appointed November 2016

Career history

  • Lawyer, Practical Law
  • Professional Support Lawyer, Pinsent Masons
  • Professional Support Lawyer, Denton Wilde Sapte

Janet Millington

Ombudsman

Appointed May 2010

Career history

  • Auditor, Financial Ombudsman Service
  • Casework Adviser and Adjudicator, Financial Ombudsman Service
  • Complaints handling in the credit card sector

Jarrod Hastings

Ombudsman

Appointed February 2010

Career history

  • Corporate Counsel, BOC Group plc
  • General Counsel, Garban-Intercapital plc
  • Assistant Corporate Legal Adviser, Guardian Royal Exchange plc

Jay Hadfield

Ombudsman

Appointed February 2020

Career history 

  • Solicitor, Betesh Fox & Co
  • Solicitor, Keith Park Solicitors
  • Trainee solicitor, Kuits Solicitors

Jeff Burch

Ombudsman

Appointed January 2018

Career history

  • Senior Probation Officer, Kent Surrey Sussex CRC
  • Senior Probation Officer, Staffordshire West Midlands CRC
  • Probation Officer, Staffordshire West Midlands CRC

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