Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.
Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.
Chief Ombudsman
Abby Thomas
Chief Executive and Chief Ombudsman
Appointed October 2022
Career history
- Director of Strategy Marketing and Transformation, Virgin Media O2
- Executive Customer Director, Virgin Media O2
- Global Head of Customer Operations, Vodafone Business
- Transformation Director, BT
Deputy Chief Ombudsman
James Dipple-Johnstone
Deputy Chief Ombudsman
Appointed October 2022
Career history
- Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
- Director of Investigation and Supervision, Solicitor’s Regulation Authority
- Operations Director, Parliamentary and Health Service Ombudsman
- Commissioner, North West England Police Forces
Senior Ombudsmen
Richard West
Director of Casework Policy
Appointed December 2022
Career history
- Lead Ombudsman, Financial Ombudsman Service
- Ombudsman, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Solicitor, Private Practice
Pat Hurley
Ombudsman Director
Appointed December 2022
Career history
- Lead Ombudsman and Director of Casework, Financial Ombudsman Service
- Director of Casework, Financial Ombudsman Service
- Head of Casework Teams, Financial Ombudsman Service
- Manager, Paralegal Firm
Rachel Lam
Ombudsman Director
Appointed January 2023
Career history
- Ombudsman Leader, Financial Ombudsman Service
- Head of Casework Operations (new services), Financial Ombudsman Service
- Head of Casework teams (mortgages), Financial Ombudsman Service
- Social Fund Manager, London and the South East, Jobcentre Plus, DWP
Clare Mortimer
Ombudsman Leader
Appointed April 2014
Career history
- Ombudsman, Financial Ombudsman Service
- Casework Manager, Financial Ombudsman Service
- Deputy Complaints Manager, Office of the Banking Ombudsman
Vivienne Kelly
Ombudsman Director
Appointed January 2023
Career history
- Head of Customer Service, Shell Energy
- General Manager, Capita Customer Management
- Senior Client Relationship Manager, Equidebt Limited
-
Senior Manager, Collections Operations, Black Horse Finance
-
Head of Customer Service, Lloyds TSB Autolease
Our Ombudsmen in alphabetical order
Ifrah Malik
Ombudsman
Appointed February 2016
Career history
- Executive Adviser, Chief Executive's Office, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Lawyer, Private Practice
Irene Martin
Ombudsman
Appointed February 2020
Career history
- Trustee Director, Northern Bank Pension Trust Limited
- Senior Corporate Lawyer, Northern Bank Limited (trading as Danske Bank)
- Solicitor, Private Practice, Arthur Cox (NI)
Israr Ahmed
Ombudsman
Appointed September 2024
Career history
- Senior Investigator, Financial Ombudsman Service
- Investigator, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
Ivor Graham
Ombudsman
Appointed January 2014
Career history
- Tax Consultant, Organisation for Economic Co-operation and Development
- Deputy Director, Customer Directorate, HM Revenue & Customs
- Technical and Policy Adviser, Business Tax Directorate, HM Revenue & Customs
Jack Baldry
Ombudsman
Appointed July 2016
Career history
- Lead Adjudicator, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Helpline Legal Adviser, Right Corecare
Jack Evans
Ombudsman
Appointed September 2024
Career history
- Senior Investigator, Financial Ombudsman Service
- Investigator, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Banking Advisor, Lloyds Banking Group
Jack Ferris
Ombudsman
Appointed June 2016
Career history
- Account manager, Jobserve Ltd
- Claims manager, Earthquake Commission of New Zealand
- Lead Adjudicator, Financial Ombudsman Service.
Jade Alexander
Ombudsman
Appointed September 2017
Career history
- Team Manager, Financial Ombudsman Service
- Removals Manager, Home Office
- Immigration Caseworker, UK Border Agency
Jade Cunningham
Ombudsman
Appointed October 2019
Career history
- Operations Team Leader, Independent Office for Police Conduct
- Lead Investigator, Independent Police Complaints Commission
- Job Finder, Orchard Hill College
Jade Rowe
Ombudsman
Appointed May 2016
Career history
- Team Manager, Financial Ombudsman Service
- Executive Adviser, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
Jag Dhuphar
Ombudsman
Appointed September 2017
Career history
- Team Manager, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Solicitor, Private Practice
James Akehurst
Ombudsman
Appointed September 2023
Career history
- Quality Manager, Financial Ombudsman Service
- Quality Adviser, Financial Ombudsman Service
- Investigator, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Senior Bank Assistant, M&S Bank
