Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 23 October 2024

Chief Ombudsman

Abby Thomas

Chief Executive and Chief Ombudsman

Appointed October 2022

Career history

  • Director of Strategy Marketing and Transformation, Virgin Media O2
  • Executive Customer Director, Virgin Media O2
  • Global Head of Customer Operations, Vodafone Business 
  • Transformation Director, BT

Deputy Chief Ombudsman

James Dipple-Johnstone

Deputy Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Richard West

Director of Casework Policy

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Rachel Lam

Ombudsman Director

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Clare Mortimer

Ombudsman Leader

Appointed April 2014

Career history

  • Ombudsman, Financial Ombudsman Service
  • Casework Manager, Financial Ombudsman Service
  • Deputy Complaints Manager, Office of the Banking Ombudsman

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

Our Ombudsmen in alphabetical order

Hanna Johnson

Ombudsman

Appointed January 2017

Career history

  • Executive Adviser, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Counter Manager, National Westminster Bank

Hannah Wise

Ombudsman

Appointed September 2014

Career history

  • Adjudicator, Financial Ombudsman Service
  • Unit Trust Administrator, Smith & Williamson
  • Special Constable, Metropolitan Police Service

Harriet McCarthy

Ombudsman

Appointed January 2009

Career history

  • Adjudicator, Financial Ombudsman Service
  • Lawyer, Private Practice

Hayley West

Ombudsman

Appointed January 2017

Career history

  • Team Manager, Financial Ombudsman Service
  • Senior Customer Care Team Leader, Toyota Financial Services
  • Customer Service Adviser, Premium Credit Ltd

Helen Boulton-Agg

Ombudsman

Appointed September 2023

Career history

  • Senior Investigator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Executive Adviser, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Case Assessor, Financial Ombudsman Service
  • Office Administrative Assistant, Manchester Cathedral

Helen Giles

Ombudsman

Appointed July 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Learning and Development Consultant, Financial Ombudsman Service
  • Consumer Consultant, Financial Ombudsman Service

Helen Stacey

Ombudsman

Appointed February 2020

Career history

  • Senior Technical Adviser, Solicitors Regulation Authority
  • Adjudicator, Solicitors Regulation Authority
  • Casework Manager, Solicitors Regulation Authority

Helen Sutcliffe

Ombudsman

Appointed September 2014

Career history

  • Executive Adviser, Financial Ombudsman Service 
  • Adjudicator, Financial Ombudsman Service
  • Member Adviser, Britannia Building Society

Helen Wheatley

Ombudsman

Appointed March 2017

Career history

  • Legal Counsel and Freelance Regulatory Consultant
  • Senior Lawyer, Medicines and Healthcare Regulatory Agency
  • Senior Lawyer, HMRC

Helene Pantelli

Ombudsman

Appointed July 2013

Career history

  • Associate Solicitor, Travers Smith LLP
  • Associate Solicitor, Freshfields Bruckhaus Deringer LLP
  • Trainee Solicitor, Freshfields Bruckhaus Deringer LLP

Holly Jackson

Ombudsman

Appointed June 2021

Career history

  • Senior Investigator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Ian Barton

Ombudsman

Appointed December 2022

  • Chartered Financial Planner, Close Brothers Asset Management
  • Director, Mazars Financial Planning
  • Associate Director, Smith & Williamson Pension Consultancy
  • Director, Aon Consulting Financial Services

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