Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 16 April 2025

Interim Chief Ombudsman

James Dipple-Johnstone

Interim Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Rachel Lam

Managing Ombudsman Director (interim)

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Richard West

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

James Mycroft

Ombudsman Director

Appointed January 2025

Career history 

  • Head of Strategy, Shawbrook Bank
  • Chief Operations Officer, Sonovate
  • Head of Customer Service, Principality Building Society
  • Chief Operating Officer, Nemo Personal Finance
  • Non-Executive Director, Welsh Ambulance Service NHS Trust
  • Director of Customer Service, BT Group

Andy Wright

Ombudsman Director (interim)

Appointed April 2020

Career history

  • Director of Mergers, Competition & Markets Authority
  • Director, Mergers, Markets and Regulatory Appeals, Competition Commission
  • Corporate Finance Manager, Deloitte
  • Assurance and Advisory Manager, Andersen

Our Ombudsmen in alphabetical order

Gerard McManus

Ombudsman

Appointed November 2012

Career history

  • Consultant, Law Society of Northern Ireland
  • Partner, McManus Kearney Solicitors
  • Fellow of the Chartered Institute of Arbitration

Gideon Moore

Ombudsman

Appointed June 2011

Career history

  • Casework Adviser, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Case Investigator, Marsh & McLennan Companies

Gordon Ramsay

Ombudsman

Appointed July 2024

Career history

  • Ombudsman Manager, Financial Ombudsman Service
  • Director of Enforcement, Solicitors Regulation Authority
  • Deputy Director, Consumer Credit Group, Office of Fair Trading

Graham Stride-Noble

Ombudsman

Appointed December 2016

Career history

  • Head of Operational Planning, Financial Ombudsman Service
  • Head of Decisions Operations, Financial Ombudsman Service
  • Branch Manager, Skipton Building Society

Greg Barham

Ombudsman

Appointed July 2024

Career history

  • Head of Case Assessment, BBRS
  • Senior Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service

Greg Sloanes

Ombudsman

Appointed November 2020

Career history

  • QA AML Transaction Monitoring, Konexo
  • Skilled Person Reviewer, Konexo
  • Pension File Reviewer/QC, TCC

Guy Mitchell

Ombudsman

Appointed September 2014

Career history

  • Adjudicator, Financial Ombudsman Service
  • Paralegal, Harcus Sinclair
  • Financial Manager, Leader Specialist Components

Hana Yousef

Ombudsman

Appointed July 2019

Career history

  • Adjudicator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Senior Adviser, Financial Ombudsman Service

Hanna Johnson

Ombudsman

Appointed January 2017

Career history

  • Executive Adviser, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Counter Manager, National Westminster Bank

Hannah Wise

Ombudsman

Appointed September 2014

Career history

  • Adjudicator, Financial Ombudsman Service
  • Unit Trust Administrator, Smith & Williamson
  • Special Constable, Metropolitan Police Service

Harriet McCarthy

Ombudsman

Appointed January 2009

Career history

  • Adjudicator, Financial Ombudsman Service
  • Lawyer, Private Practice

Hayley West

Ombudsman

Appointed January 2017

Career history

  • Team Manager, Financial Ombudsman Service
  • Senior Customer Care Team Leader, Toyota Financial Services
  • Customer Service Adviser, Premium Credit Ltd

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