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A consumer is coerced into being a loan guarantor by a family member 

Decisions and case studies / Case studies

Nadia was forced into being a guarantor on a loan by a relative, but when she told the lenders, they didn't help her. So she came to us for help.

Consumer Credit Distress and inconvenience

Published 29/04/2021    Last updated 05/03/2025

A consumer complains about a loan her ex-husband took out in her name 

Decisions and case studies / Case studies

Catherine's bank wouldn't release her from a debt, which her husband had taken out using her identity. She got in touch to see if we could help resolve it.

Consumer Credit

Published 29/04/2021    Last updated 05/03/2025

Annual review 

Who we are / Governance and funding / Annual reports and accounts

Our annual review for 2018/19 gives detail about our progress against our strategic aims and objectives.

Published 01/06/2020    Last updated 27/01/2021

Ombudsman News 156 

News

Welcome to our latest Ombudsman News. In this edition, we focus on our plans and budget and our opening hours over the festive period.

Annual review Strategic plans and budget ...

Published 17/12/2020    Last updated 27/01/2021

Riley couldn’t get her bank to do a chargeback when her holiday was cancelled 

Decisions and case studies / Case studies

Riley’s holiday was cancelled due to Covid-19. But when she asked her bank, to try to get her money back, she was told it couldn’t help as she’d been offered a voucher by the tour operator.

Banking Covid-19

Published 24/05/2021    Last updated 05/03/2025

Sataj felt an insurance company racially discriminated against him 

Decisions and case studies / Case studies

Sataj had obtained two quotes from a car insurance company, both for different sums. He felt his car insurance company had indirectly discriminated against him when calculating his insurance premium.

Insurance Discrimination

Published 15/05/2023    Last updated 05/03/2025

Consumer complains they shouldn’t have been referred for credit hire services 

Decisions and case studies / Case studies

Sophie was unhappy her insurer provided her with a hire car and not a courtesy car following a non-fault accident. She was asked by the credit hire company to pay for the hire costs.

Motor Insurance

Published 27/06/2023    Last updated 05/03/2025

Capital protected structured investments  

For consumers / Complaints we can help with / Investments

Do you feel you were wrongly advised to invest in a capital protected structured investment?

Published 10/12/2024    Last updated 10/12/2024

Scams where you’ve been tricked into making a payment 

For consumers / Complaints we can help with / Fraud and scams

Have you been tricked into making a payment or withdrawing money, for example, with a debit or credit card or through bank transfer?

Fraud and scams

Published 07/10/2024    Last updated 11/11/2024

Our AI principles 

Who we are / Our values

This page sets out information about our approach to the use of AI and other similar technology, including how we use AI responsibly and securely.

Published 20/11/2024    Last updated 20/11/2024

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