Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 23 October 2024

Chief Ombudsman

Abby Thomas

Chief Executive and Chief Ombudsman

Appointed October 2022

Career history

  • Director of Strategy Marketing and Transformation, Virgin Media O2
  • Executive Customer Director, Virgin Media O2
  • Global Head of Customer Operations, Vodafone Business 
  • Transformation Director, BT

Deputy Chief Ombudsman

James Dipple-Johnstone

Deputy Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Richard West

Director of Casework Policy

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Rachel Lam

Ombudsman Director

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Clare Mortimer

Ombudsman Leader

Appointed April 2014

Career history

  • Ombudsman, Financial Ombudsman Service
  • Casework Manager, Financial Ombudsman Service
  • Deputy Complaints Manager, Office of the Banking Ombudsman

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

Our Ombudsmen in alphabetical order

Claire Jones

Ombudsman

Appointed November 2020

Career history

  • Tribunal Judge, various Welsh Tribunals
  • Legal Member, Solicitors Disciplinary Tribunal 
  • Head of Service and Monitoring Officer, Welsh Local Authorities

Claire Marsh

Ombudsman

Appointed September 2014

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Customer Advisor, HBOS Plc
  • Volunteer Generalist Adviser, Citizens Advice Bureau

Claire Poyntz

Ombudsman

Appointed September 2023

Career history

  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Claire Pugh

Ombudsman

Appointed July 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Branch Manager, NatWest Bank
  • Assistant Manager, NatWest Bank

Claire Woollerson

Ombudsman

Appointed October 2010

Career history

  • General Counsel, Financial Ombudsman Service
  • Caseworker, Personal Investment Authority Ombudsman Bureau
  • Solicitor, Private Practice

Clare King

Ombudsman

Appointed February 2020

Career history

  • Assistant Director, Deloitte Forensic Services
  • Audit Executive, Grant Thornton
  • Audit Trainee, Grant Thornton

Clint Penfold

Ombudsman

Appointed March 2017

Career history

  • Compliance Consultant, Wealth Management Sector
  • Adjudicator, Financial Ombudsman Service
  • Financial Adviser, Axa

Colette Bewley

Ombudsman

Appointed February 2015

Career history

  • Director of Development and Innovation, Burges Salmon LLP
  • Non-executive Director, The Pensions Advisory Service
  • Partner, Burges Salmon LLP

Colin Brown

Ombudsman

Appointed May 2012

Career history

  • Director of Markets and Projects, Office of Fair Trading
  • Chairman, Financial Services Consumer Panel
  • Deputy Director of Research, Consumers' Association

Colin Keegan

Ombudsman

Appointed June 2011

Career history

  • Deputy Senior Investigator, Independent Police Complaints Commission
  • Investigator, Local Government Ombudsman
  • Case Investigator, Derbyshire Constabulary

Constance Chinhengo

Ombudsman

Appointed April 2018

Career history

  • Head of casework teams, Financial Ombudsman Service 
  • Team Manager PPI, Financial Ombudsman Service 
  • Branch Manager/Academy Manager, HSBC Bank plc

Corinne Brown

Ombudsman

Appointed October 2020

Career history

  • Trading Standards Team Manager, Warwickshire County Council
  • Contracts Specialist, Warwickshire County Council
  • Senior Trading Standards Officer, Leicestershire County Council