Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.
Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.
Interim Chief Ombudsman
James Dipple-Johnstone
Interim Chief Ombudsman
Appointed October 2022
Career history
- Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
- Director of Investigation and Supervision, Solicitor’s Regulation Authority
- Operations Director, Parliamentary and Health Service Ombudsman
- Commissioner, North West England Police Forces
Senior Ombudsmen
Rachel Lam
Managing Ombudsman Director (interim)
Appointed January 2023
Career history
- Ombudsman Leader, Financial Ombudsman Service
- Head of Casework Operations (new services), Financial Ombudsman Service
- Head of Casework teams (mortgages), Financial Ombudsman Service
- Social Fund Manager, London and the South East, Jobcentre Plus, DWP
Richard West
Ombudsman Director
Appointed December 2022
Career history
- Lead Ombudsman, Financial Ombudsman Service
- Ombudsman, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Solicitor, Private Practice
Pat Hurley
Ombudsman Director
Appointed December 2022
Career history
- Lead Ombudsman and Director of Casework, Financial Ombudsman Service
- Director of Casework, Financial Ombudsman Service
- Head of Casework Teams, Financial Ombudsman Service
- Manager, Paralegal Firm
Vivienne Kelly
Ombudsman Director
Appointed January 2023
Career history
- Head of Customer Service, Shell Energy
- General Manager, Capita Customer Management
- Senior Client Relationship Manager, Equidebt Limited
-
Senior Manager, Collections Operations, Black Horse Finance
-
Head of Customer Service, Lloyds TSB Autolease
James Mycroft
Ombudsman Director
Appointed January 2025
Career history
- Head of Strategy, Shawbrook Bank
- Chief Operations Officer, Sonovate
- Head of Customer Service, Principality Building Society
- Chief Operating Officer, Nemo Personal Finance
- Non-Executive Director, Welsh Ambulance Service NHS Trust
- Director of Customer Service, BT Group
Andy Wright
Ombudsman Director (interim)
Appointed April 2020
Career history
- Director of Mergers, Competition & Markets Authority
- Director, Mergers, Markets and Regulatory Appeals, Competition Commission
- Corporate Finance Manager, Deloitte
- Assurance and Advisory Manager, Andersen
Our Ombudsmen in alphabetical order
Daniel O'Shea
Ombudsman
Appointed September 2017
Career history
- Team Manager, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Retail Manager
Daniel O’Dell
Ombudsman
Appointed September 2017
Career history
- Team Manager, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Personal banker, Barclays bank
Daniel Picken
Ombudsman
Appointed February 2016
Career history
- Lead Adjudicator, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Consumer Consultant, Financial Ombudsman Service
Daniel Tinkler
Ombudsman
Appointed September 2024
Career history
- Senior Investigator, Financial Ombudsman Service
- Investigator, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Client Services Manager, SalvageSale
Danielle Padden
Ombudsman
Appointed January 2017
Career history
- Team Manager, Financial Ombudsman Service
- Executive Adviser, Financial Ombudsman Service
- Litigation and Claims Recovery Executive, Cosmos Holidays
Dara Islam
Ombudsman
Appointed April 2015
Career history
- Barrister (seconded), Financial Conduct Authority
- Senior Crown Prosecutor (seconded), Crown Prosecution Service
- Barrister, Red Lion Chambers
Dave Morgan
Ombudsman
Appointed November 2020
Career history
- Centre Administrator, Bagworth Community Centre Trust
- Relationship Director, Barclays Corporate Banking
- Customer Review Director (Interest Rate Hedging Resolutions Team), Barclays Bank
David Ashley
Ombudsman
Appointed May 2010
Career history
- Adjudicator, Financial Ombudsman Service
- Financial Representative, Britannic Assurance
David Curtis-Johnson
Ombudsman
Appointed October 2013
Career history
- Associate and Head of Employment Law, Bolt Burdon Solicitors
- Partner and Head of Employment Law & Legal Expenses Insurance Employment Team, Curwens LLP
- Solicitor, Curwens LLP
David Perry
Ombudsman
Appointed June 2021
Career history
- Investigator, Financial Ombudsman Service
- Director and Co-Founder, BDO Security Limited
- Senior Investigation Officer, HM Revenue and Customs
David Singh
Ombudsman
Appointed February 2015
Career history
- Solicitor Advocate, Private Practice
- Head of Public Defender Service, Legal Services Commission
- Solicitor, Private Practice
Debra Vaughan
Ombudsman
Appointed February 2020
Career history
- Lead External and Energy Ombudsman, Ombudsman Services
- Ombudsman (Energy), Ombudsman Services
- Senior Associate Internal Auditor, PricewaterhouseCoopers
