Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 23 October 2024

Chief Ombudsman

Abby Thomas

Chief Executive and Chief Ombudsman

Appointed October 2022

Career history

  • Director of Strategy Marketing and Transformation, Virgin Media O2
  • Executive Customer Director, Virgin Media O2
  • Global Head of Customer Operations, Vodafone Business 
  • Transformation Director, BT

Deputy Chief Ombudsman

James Dipple-Johnstone

Deputy Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Richard West

Director of Casework Policy

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Rachel Lam

Ombudsman Director

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Clare Mortimer

Ombudsman Leader

Appointed April 2014

Career history

  • Ombudsman, Financial Ombudsman Service
  • Casework Manager, Financial Ombudsman Service
  • Deputy Complaints Manager, Office of the Banking Ombudsman

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

Our Ombudsmen in alphabetical order

Dan Prevett

Ombudsman

Appointed October 2018

Career history

  • Team Manager, Financial Ombudsman Service
  • Service Team Manager, Bupa Health and Wellbeing
  • Member Service Advisor, Bupa Health and Wellbeing

Daniel Little

Ombudsman

Appointed February 2013

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Daniel Martin

Ombudsman

Appointed April 2014

Career history

  • Senior Policy Advisor, The Royal British Legion
  • Policy Officer, Shelter
  • Legal Caseworker, Shelter

Daniel O'Shea

Ombudsman

Appointed September 2017

Career history

  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Retail Manager

Daniel O’Dell

Ombudsman

Appointed September 2017

Career history

  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Personal banker, Barclays bank

Daniel Picken

Ombudsman

Appointed February 2016

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Consumer Consultant, Financial Ombudsman Service

Daniel Tinkler

Ombudsman

Appointed September 2024

Career history

  • Senior Investigator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Client Services Manager, SalvageSale

Danielle Padden

Ombudsman

Appointed January 2017

Career history

  • Team Manager, Financial Ombudsman Service
  • Executive Adviser, Financial Ombudsman Service
  • Litigation and Claims Recovery Executive, Cosmos Holidays

Dara Islam

Ombudsman

Appointed April 2015

Career history

  • Barrister (seconded), Financial Conduct Authority
  • Senior Crown Prosecutor (seconded), Crown Prosecution Service
  • Barrister, Red Lion Chambers

Dave Morgan

Ombudsman

Appointed November 2020

Career history

  • Centre Administrator, Bagworth Community Centre Trust
  • Relationship Director, Barclays Corporate Banking
  • Customer Review Director (Interest Rate Hedging Resolutions Team), Barclays Bank

 

David Ashley

Ombudsman

Appointed May 2010

Career history

  • Adjudicator, Financial Ombudsman Service
  • Financial Representative, Britannic Assurance

David Curtis-Johnson

Ombudsman

Appointed October 2013

Career history

  • Associate and Head of Employment Law, Bolt Burdon Solicitors
  • Partner and Head of Employment Law & Legal Expenses Insurance Employment Team, Curwens LLP
  • Solicitor, Curwens LLP

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