Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 23 October 2024

Chief Ombudsman

Abby Thomas

Chief Executive and Chief Ombudsman

Appointed October 2022

Career history

  • Director of Strategy Marketing and Transformation, Virgin Media O2
  • Executive Customer Director, Virgin Media O2
  • Global Head of Customer Operations, Vodafone Business 
  • Transformation Director, BT

Deputy Chief Ombudsman

James Dipple-Johnstone

Deputy Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Richard West

Director of Casework Policy

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Rachel Lam

Ombudsman Director

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Clare Mortimer

Ombudsman Leader

Appointed April 2014

Career history

  • Ombudsman, Financial Ombudsman Service
  • Casework Manager, Financial Ombudsman Service
  • Deputy Complaints Manager, Office of the Banking Ombudsman

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

Our Ombudsmen in alphabetical order

Sarah Tozzi

Ombudsman

Appointed November 2014

Career history

  • Adjudicator, Traffic Penalty Tribunal
  • Barrister, Farrar's Building
  • Barrister, Plowden Buildings

Sarann Taylor

Ombudsman

Appointed September 2015

Career history

  • Principal Advisor for Special Educational Needs & Disability Tribunals, Staffordshire County Council
  • Head of Special Educational Needs & Disability Assessment Service, Staffordshire County Council
  • Senior Assessment Officer - Special Educational Needs & Disability Assessment Service, Staffordshire County Council

Sarita Taylor

Ombudsman

Appointed September 2014

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Complaint Handler, National Westminster Bank Plc

Sarrah Turay

Ombudsman

Appointed July 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Executive Adviser, Financial Ombudsman Service
  • Paralegal, Harvey Ingram LLP

Scott Slade

Ombudsman

Appointed May 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Legal and Litigation Manager, Lloyds TSB
  • Accounts Manager, Lloyds TSB

Scott Walker

Ombudsman

Appointment September 2024

Career history

  • Senior Investigator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Sean Hamilton

Ombudsman

Appointed December 2010

Career history

  • Public Prosecutor, Public Prosecution Service (Northern Ireland)
  • Solicitor, Central Service Agency
  • Police Constable, Metropolitan Police

Sean Pyke-Milne

Ombudsman

Appointed August 2020

Career history

  • Team Manager, Financial Ombudsman Service
  • Customer Outcome Leader, Barclays Bank Plc
  • Specialist Complaints Handler, Barclays Bank Plc

Shamaila Hussain

Ombudsman

Appointed July 2017

Career history

  • Ombudsman, Legal Ombudsman
  • Lead Investigator and Mentor, Legal Ombudsman
  • Adjudicator, Pensions Ombudsman

Sharon Kerrison

Ombudsman

Appointed November 2013

Career history

  • Principal Investigator, Australian Sports Anti-Doping Authority
  • Principal Investigator, Office of Police Integrity in Australia
  • Inspector, Victorian Commission for Gambling Regulation

Sharon Parr

Ombudsman

Appointed February 2020

Career history

  • Director of Strategic Operations, Carlisle Cathedral
  • Ombudsman, Financial Ombudsman Service
  • Associate, Litigation and Commercial Disputes, Addleshaw Goddard

Sheryl Sibley

Ombudsman

Appointed June 2021

Career history

  • Senior Investigator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Consumer Consultant, Financial Ombudsman Service

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