Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 3 July 2024

Chief Ombudsman

Abby Thomas

Chief Executive and Chief Ombudsman

Appointed October 2022

Career history

  • Director of Strategy Marketing and Transformation, Virgin Media O2
  • Executive Customer Director, Virgin Media O2
  • Global Head of Customer Operations, Vodafone Business 
  • Transformation Director, BT

Deputy Chief Ombudsman

James Dipple-Johnstone

Deputy Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Richard West

Director of Casework Policy

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Rachel Lam

Ombudsman Director

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Clare Mortimer

Ombudsman Leader

Appointed April 2014

Career history

  • Ombudsman, Financial Ombudsman Service
  • Casework Manager, Financial Ombudsman Service
  • Deputy Complaints Manager, Office of the Banking Ombudsman

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

Our Ombudsmen in alphabetical order

Sharon Parr

Ombudsman

Appointed February 2020

Career history

  • Director of Strategic Operations, Carlisle Cathedral
  • Ombudsman, Financial Ombudsman Service
  • Associate, Litigation and Commercial Disputes, Addleshaw Goddard

Sheryl Sibley

Ombudsman

Appointed June 2021

Career history

  • Senior Investigator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Consumer Consultant, Financial Ombudsman Service

Sian Brightey

Ombudsman

Appointed March 2016

Career history

  • Head of Casework Teams, Financial Ombudsman Service
  • Customer Administration Manager, HCA International
  • Medical Risk and Policy Manager, Bupa International

Sienna Mahboobani

Ombudsman

Appointed September 2017

Career history

  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Paralegal, Civil Aviation Authority

Simon Begley

Ombudsman

Appointed November 2020

Career history 

  • Independent regulatory consultant, various financial institutions
  • Ombudsman, Financial Ombudsman Service
  • Senior Policy Associate, Financial Services Authority

Simon Coe

Ombudsman

Appointed November 2016

Career history

  • Head of Casework, Financial Ombudsman Service
  • Operations Manager, Financial Ombudsman Service
  • Senior Case Officer, PIA Ombudsman Bureau

Simon Dibble

Ombudsman

Appointed June 2011

Career history

  • Casework Adviser, Financial Ombudsman Service
  • Financial Adviser, Bank of Scotland Investment Service
  • Solicitor, Private Practice

Simon Fox

Ombudsman

Appointed August 2022

Career history

  • Risk Consultant, Quintet Private Bank
  • Compliance Monitoring Consultant, Standard Life
  • Assurance Business Partner, Yorkshire Building Society

Simon Hollingshead

Ombudsman

Appointed January 2017

Career history

  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Single Point of Contact, Friends Life

Simon Leach

Ombudsman

Appointed September 2006

Career history

  • Adjudicator, Financial Ombudsman Service
  • Assistant Pensions Manager, Blick Rothenberg
  • Broker-consultant, Scottish Equitable

Simon Louth

Ombudsman

Appointed July 2019

Career history

  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Consumer Consultant, Financial Ombudsman Service

Simon Pugh

Ombudsman

Appointed October 2013

Career history

  • Head of Legal Services, Shelter
  • Solicitor, Wilson Solicitors LLP
  • Practice Manager, Wilson Solicitors LLP

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