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Accidental damage 

For consumers / Complaints we can help with / Insurance / Home and buildings insurance

outcome of your complaint. Loss of function Sometimes damage results in a loss of function – for example...   a report, including photos, from a surveyor, loss adjuster or other expert   customer testimony... just physical damage – it can

Published 27/07/2021    Last updated 16/10/2023

Accidental damage 

For businesses / Complaints we deal with / Insurance / Home and buildings insurance

the outcome of a complaint. Loss Sometimes damage results in a loss of function. In other words, something... to an item, but also something that resulted in a loss of function so something can't  perform the... a report, including photos, from a surveyor or

Published 08/03/2019    Last updated 31/07/2023

Settling home insurance claims 

For businesses / Complaints we deal with / Insurance / Home and buildings insurance

in just before the loss or damage happened. If you agree that some or all of the loss or damage claimed... evidence/reports relied upon claim notes and correspondence loss adjuster notes a breakdown of any claims settlement... back in the position they were in

Published 11/03/2019    Last updated 31/07/2023

Consumer privacy notice 

Privacy notice

other individuals or organisations such as a: loss adjuster hired by an insurance company medical

Published 29/05/2019    Last updated 15/09/2025

Underinsurance in home insurance complaints 

For businesses / Complaints we deal with / Insurance / Home and buildings insurance

For example, expert valuations carried out by loss adjusters after the policy was setup or renewed last

Published 06/03/2019    Last updated 03/07/2023

Unfair to decline claim as insurer didn’t give enough guidance about rebuild cost 

Decisions and case studies / Case studies

actually cost £600,000 to rebuild it, based on a loss adjuster’s valuation. And as it only insured homes... was given and she wouldn’t have had access to a loss adjuster’s valuation at that time. So we told the

Home insurance

Published 20/04/2023    Last updated 11/07/2025

Our policy on reasonable adjustments 

Corporate information / Our corporate policies

or learning disabilities, brain injury or memory loss. So, depending upon the circumstances, we may also... Process (CVP) if the customer struggles (e.g. memory loss / numeracy difficulties) Restricted access to

Published 22/08/2022    Last updated 21/11/2024

Buildings insurance complaints hit a 10-year high 

News

communication in cases involving third parties such as loss adjustors and surveyors Recent research by us... indicates that when a professional expert, such as a loss adjustor, is required in a case, communication between

Buildings insurance Press release

Published 29/08/2024    Last updated 29/08/2024

If you need other additional support 

Accessibility services

(ASD) or Dyslexia other conditions, such as memory loss or dementia There are other reasons why you

Published 06/03/2019    Last updated 21/11/2024