Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 23 October 2024

Chief Ombudsman

Abby Thomas

Chief Executive and Chief Ombudsman

Appointed October 2022

Career history

  • Director of Strategy Marketing and Transformation, Virgin Media O2
  • Executive Customer Director, Virgin Media O2
  • Global Head of Customer Operations, Vodafone Business 
  • Transformation Director, BT

Deputy Chief Ombudsman

James Dipple-Johnstone

Deputy Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Richard West

Director of Casework Policy

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Rachel Lam

Ombudsman Director

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Clare Mortimer

Ombudsman Leader

Appointed April 2014

Career history

  • Ombudsman, Financial Ombudsman Service
  • Casework Manager, Financial Ombudsman Service
  • Deputy Complaints Manager, Office of the Banking Ombudsman

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

Our Ombudsmen in alphabetical order

Nicola Curnow

Ombudsman

Appointed July 2016

Career history

  • Analyst, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Researcher, Human Rights Centre

Nicola Sisk

Ombudsman

Appointed April 2017

Career history

  • Regional Manager, Solicitors’ Regulation Authority
  • Solicitor and Partner

Nicola Wood

Ombudsman

Appointed January 2014

Career history

  • Member of the Professional Standards Board of the Chartered Insurance Institute
  • Chair of the Impartiality Committee of the Chartered Insurance Institute
  • Solicitor, Private Practice

Nicolas Atkinson

Ombudsman

Appointed February 2012

Career history

  • Solicitor, Clifford Chance
  • Trustee for the Disability Coalition for Tower Hamlets
  • Trustee for the Muscular Dystrophy Campaign

Nigel Bracken

Ombudsman

Appointed February 2020

Career history

  • Chartered Financial Planner, Bolton James Limited
  • Chartered Financial Planner, Watson Laurie Financial Services Limited
  • Chartered Financial Planner and Stockbroker, Edward Jones Limited

Nigel Bremner

Ombudsman

Appointed January 2015

Career history

  • Chair, Investigating Committee, Nursing and Midwifery Council
  • Lay Member, Professional Conduct Committee, Bar Standards Board
  • Chair, Disciplinary Committee, Association of Chartered Certified Accountants

Nigel Pope

Ombudsman

Appointed January 2008

Career history

  • Adjudicator, Financial Ombudsman Service
  • Compliance Functions within the Stockbroking Sector

Nimish Patel

Ombudsman

Appointed March 2012

Career history

  • Adjudicator, Financial Ombudsman Service
  • Legal Caseworker, UnumProvident
  • Business systems & Quality Manager, Pro-chem Europe Ltd

Nimisha Radia

Ombudsman

Appointed May 2016

Career history

  • Head of Casework Teams, Financial Ombudsman Service
  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Nina Walter

Ombudsman

Appointed January 2015

Career history

  • Head of Passport and Visa Section, German Embassy, London
  • Deputy Head of Legal and Consular Department, German Embassy, Tel Aviv
  • Head of Passport and Visa Section, German Embassy, Tel Aviv

Oyetola Oduola

Ombudsman

Appointed April 2017

Career history

  • Executive Adviser, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Paralegal, Lonsdale and Mayall solicitors

Patricia O’Leary

Ombudsman

Appointed September 2017

Career history

  • Civil Litigation Solicitor, Stephens & Sons Solicitors
  • Senior Consultant, Diligent Law
  • Solicitor, O H Parson

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