Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 16 April 2025

Interim Chief Ombudsman

James Dipple-Johnstone

Interim Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Rachel Lam

Managing Ombudsman Director (interim)

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Richard West

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

James Mycroft

Ombudsman Director

Appointed January 2025

Career history 

  • Head of Strategy, Shawbrook Bank
  • Chief Operations Officer, Sonovate
  • Head of Customer Service, Principality Building Society
  • Chief Operating Officer, Nemo Personal Finance
  • Non-Executive Director, Welsh Ambulance Service NHS Trust
  • Director of Customer Service, BT Group

Andy Wright

Ombudsman Director (interim)

Appointed April 2020

Career history

  • Director of Mergers, Competition & Markets Authority
  • Director, Mergers, Markets and Regulatory Appeals, Competition Commission
  • Corporate Finance Manager, Deloitte
  • Assurance and Advisory Manager, Andersen

Our Ombudsmen in alphabetical order

Lucinda Puls

Ombudsman

Appointed September 2022

Career history

  • Senior Policy Associate, Financial Conduct Authority
  • Investigator, Parliamentary and Health Service Ombudsman
  • Fitness to Practise Caseworker – The General Dental Council

Lucy Wilson

Ombudsman

Appointed September 2014

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Luke Gordon

Ombudsman

Appointed November 2016

Career history

  • Adjudicator, Financial Ombudsman Service
  • Proprietary Fixed Income Trader, MET Traders Ltd
  • Broker, MET Traders Ltd

Marc Purnell

Ombudsman

Appointed July 2019

Career history

  • Team Manager, Financial Ombudsman Service
  • Investor Service Solutions Manager, IFDS
  • Collections Manager, HSBC

Marco Manente

Ombudsman

Appointed October 2018

Career history

  • Senior Quality Assurance Coach, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Compliance Associate, Bank of Tokyo Mitsubishi

Marcus Moore

Ombudsman

Appointed June 2021

Career history

  • Senior Investigator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Maria Drury

Ombudsman

Appointed November 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Area Sales Manager, Nationwide Building Society
  • Branch Manager, Nationwide Building Society

Marie Camenzuli

Ombudsman

Appointed November 2016

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Mark Dobson

Ombudsman

Appointed July 2019

Career history

  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Helpline Consultant, Financial Ombudsman Service

Mark Evans

Ombudsman

Appointed July 2019

Career history

  • Principal Investigator, Serious Fraud Office
  • Litigation Manager, Insolvency Practitioner Firm
  • Deputy Official Receiver, The Insolvency Service

Mark Hollands

Ombudsman

Appointed February 2013

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Mark Hutchings

Ombudsman

Appointed November 2014

Career history

  • Barrister, Stour Chambers
  • Solicitor's agent, LPC Law

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