Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 23 October 2024

Chief Ombudsman

Abby Thomas

Chief Executive and Chief Ombudsman

Appointed October 2022

Career history

  • Director of Strategy Marketing and Transformation, Virgin Media O2
  • Executive Customer Director, Virgin Media O2
  • Global Head of Customer Operations, Vodafone Business 
  • Transformation Director, BT

Deputy Chief Ombudsman

James Dipple-Johnstone

Deputy Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Richard West

Director of Casework Policy

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Rachel Lam

Ombudsman Director

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Clare Mortimer

Ombudsman Leader

Appointed April 2014

Career history

  • Ombudsman, Financial Ombudsman Service
  • Casework Manager, Financial Ombudsman Service
  • Deputy Complaints Manager, Office of the Banking Ombudsman

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

Our Ombudsmen in alphabetical order

Kristina Mathews

Ombudsman

Appointed June 2011

Career history

  • Adjudicator, Financial Ombudsman Service
  • Independent Mortgage Consultant
  • Senior Mortgage Adviser, Cheltenham & Gloucester

Kyley Hanson

Ombudsman

Appointed September 2014

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Lâle Hussein-Venn

Ombudsman

Appointed July 2013

Career history

  • Associate Solicitor Advocate, Foskett Marr Gadsby & Head LLP
  • Associate Solicitor Advocate, McClure Naismith LLP
  • Senior Associate Solicitor Advocate, Jacobs Allen Hammond
  • Associate Solicitor Advocate / Deputy Head of Insurance Litigation Team, Curwens LLP

Laura Colman

Ombudsman

Appointed February 2013

Career history

  • Adjudicator, Financial Ombudsman Service
  • Complaints Handler, financial services sector

Laura Davies

Ombudsman

Appointed March 2024

Career history

  • Senior Investigator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Laura Dean

Ombudsman

Appointed October 2020

Career history

  • Officer, Irwin Mitchell LLP 
  • Ombudsman, Legal Ombudsman 
  • Investigator, Legal Ombudsman

Laura Forster

Ombudsman

Appointed October 2013

Career history

  • Lawyer, HM Treasury
  • Lawyer, Home Office
  • Lawyer, Department for Culture, Media and Sport
  • Associate Solicitor, Slaughter and May

Laura Garvin-Smith

Ombudsman

Appointed February 2017

Career history

  • Professionals Regulation Lawyer, General Pharmaceutical Council
  • Senior Investigating Committee Manager, General Dental Council
  • Corporate Solicitor, General Dental Council

Laura Parker

Ombudsman

Appointed February 2013

Career history

  • Technical Writer, Financial Ombudsman Service
  • Trainee Solicitor, Pinsent Masons LLP

Lauren Long

Ombudsman

Appointed September 2014

Career history

  • Executive Adviser, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Lawrence Keath

Ombudsman

Appointed September 2024

Career history

  • Senior Investigator, Financial Ombudsman Service
  • Quality Advisor, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Lea Hurlin

Ombudsman

Appointed September 2023

Career history

  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • General Manager, WakeUp Docklands

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