Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.

Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.

Last updated: 29 May 2024

Chief Ombudsman

Abby Thomas

Chief Executive and Chief Ombudsman

Appointed October 2022

Career history

  • Director of Strategy Marketing and Transformation, Virgin Media O2
  • Executive Customer Director, Virgin Media O2
  • Global Head of Customer Operations, Vodafone Business 
  • Transformation Director, BT

Deputy Chief Ombudsman

James Dipple-Johnstone

Deputy Chief Ombudsman

Appointed October 2022

Career history

  • Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
  • Director of Investigation and Supervision, Solicitor’s Regulation Authority
  • Operations Director, Parliamentary and Health Service Ombudsman
  • Commissioner, North West England Police Forces

Senior Ombudsmen

Richard West

Director of Casework Policy

Appointed December 2022

Career history

  • Lead Ombudsman, Financial Ombudsman Service
  • Ombudsman, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service
  • Solicitor, Private Practice

Pat Hurley

Ombudsman Director

Appointed December 2022

Career history

  • Lead Ombudsman and Director of Casework, Financial Ombudsman Service
  • Director of Casework, Financial Ombudsman Service
  • Head of Casework Teams, Financial Ombudsman Service
  • Manager, Paralegal Firm

Rachel Lam

Ombudsman Director

Appointed January 2023

Career history

  • Ombudsman Leader, Financial Ombudsman Service
  • Head of Casework Operations (new services), Financial Ombudsman Service
  • Head of Casework teams (mortgages), Financial Ombudsman Service
  • Social Fund Manager, London and the South East, Jobcentre Plus, DWP

Clare Mortimer

Ombudsman Leader

Appointed April 2014

Career history

  • Ombudsman, Financial Ombudsman Service
  • Casework Manager, Financial Ombudsman Service
  • Deputy Complaints Manager, Office of the Banking Ombudsman

Vivienne Kelly

Ombudsman Director

Appointed January 2023

Career history

  • Head of Customer Service, Shell Energy
  • General Manager, Capita Customer Management
  • Senior Client Relationship Manager, Equidebt Limited
  • Senior Manager, Collections Operations, Black Horse Finance

  • Head of Customer Service,  Lloyds TSB Autolease

Our Ombudsmen in alphabetical order

Kathryn Milne

Ombudsman

Appointed January 2017

Career history

  • Adjudicator, Financial Ombudsman Service
  • Assistant Casework Manager, Financial Ombudsman Service
  • Financial Planning Manager, Woolwich plc

Katie Doran

Ombudsman

Appointed May 2012

Career history

  • Head of Clinical Governance, Moorfields Eye Hospital
  • Governance and Performance Manager, Berkshire East Primary Care Trust
  • Governance Project Manager, Wandsworth Primary Care Trust

Katie Haywood

Ombudsman

Appointed June 2021

Career history

  • Senior Investigator, Financial Ombudsman Service
  • Investigator, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Katrina Hyde

Ombudsman

Appointed September 2014

Career history

  • Legal Adviser, Department of Energy and Climate Change
  • Lawyer, Court of Appeal Criminal Division
  • Barrister, Completed Pupillage at 3 Paper Buildings

Katy Kidd

Ombudsman

Appointed October 2018

Career history

  • Principal, Steeles Law
  • Associate Solicitor, Steeles Law
  • Assistant Solicitor, Eversheds

Keith Lawrence

Ombudsman

Appointed October 2018

Career history

  • Quality Auditor, Ombudsman Service
  • Pensions Adjudicator, Ombudsman Service
  • Financial Planning Manager, AXA

Ken Rose

Ombudsman

Appointed May 2010

Career history

  • Adjudicator, Financial Ombudsman Service
  • Mortgage Underwriter, Bristol & West
  • Underwriter, Auto Credit Trust

Ketan Nagla

Ombudsman

Appointed July 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Manager, Lloyds Banking Group Plc
  • Mortgage Collections Specialist, Lloyds Banking Group Plc

Kevin Parmenter

Ombudsman

Appointed November 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Sales and Customer Service Manager, Vantage Insurance
  • Revenue Generation Manager, Capita Insurance

Kevin Wright

Ombudsman

Appointed February 2013

Career history

  • Lead Adjudicator, Financial Ombudsman Service
  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

Kim Parsons

Ombudsman

Appointed July 2011

Career history

  • Solicitor, Addleshaw Goddard LLP
  • Solicitor, Department for Work and Pensions, the Pensions Regulator and the Occupational Pensions Regulatory Authority

Kinjal Vadgama

Ombudsman

Appointed November 2016

Career history

  • Team Manager, Financial Ombudsman Service
  • Adjudicator, Financial Ombudsman Service

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