Our Ombudsmen make final decisions in cases where we can’t resolve a consumer’s complaint about a business more informally. If someone who has made a complaint accepts an Ombudsman’s final decision, the business involved has to do what the decision says. Find out more about how we make decisions.
Appointments to the panel of Ombudsmen are made under paragraphs 4 and 5 of schedule 17 of the Financial Services and Markets Act 2000. Our Chairman and Board of Directors are responsible for appointing our Ombudsmen. Find out more about how our service is governed.
Interim Chief Ombudsman
James Dipple-Johnstone
Interim Chief Ombudsman
Appointed October 2022
Career history
- Deputy Commissioner and Chief Regulating Officer, Information Commissioners Office
- Director of Investigation and Supervision, Solicitor’s Regulation Authority
- Operations Director, Parliamentary and Health Service Ombudsman
- Commissioner, North West England Police Forces
Senior Ombudsmen
Rachel Lam
Managing Ombudsman Director (interim)
Appointed January 2023
Career history
- Ombudsman Leader, Financial Ombudsman Service
- Head of Casework Operations (new services), Financial Ombudsman Service
- Head of Casework teams (mortgages), Financial Ombudsman Service
- Social Fund Manager, London and the South East, Jobcentre Plus, DWP
Richard West
Ombudsman Director
Appointed December 2022
Career history
- Lead Ombudsman, Financial Ombudsman Service
- Ombudsman, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
- Solicitor, Private Practice
Pat Hurley
Ombudsman Director
Appointed December 2022
Career history
- Lead Ombudsman and Director of Casework, Financial Ombudsman Service
- Director of Casework, Financial Ombudsman Service
- Head of Casework Teams, Financial Ombudsman Service
- Manager, Paralegal Firm
Vivienne Kelly
Ombudsman Director
Appointed January 2023
Career history
- Head of Customer Service, Shell Energy
- General Manager, Capita Customer Management
- Senior Client Relationship Manager, Equidebt Limited
-
Senior Manager, Collections Operations, Black Horse Finance
-
Head of Customer Service, Lloyds TSB Autolease
James Mycroft
Ombudsman Director
Appointed January 2025
Career history
- Head of Strategy, Shawbrook Bank
- Chief Operations Officer, Sonovate
- Head of Customer Service, Principality Building Society
- Chief Operating Officer, Nemo Personal Finance
- Non-Executive Director, Welsh Ambulance Service NHS Trust
- Director of Customer Service, BT Group
Andy Wright
Ombudsman Director (interim)
Appointed April 2020
Career history
- Director of Mergers, Competition & Markets Authority
- Director, Mergers, Markets and Regulatory Appeals, Competition Commission
- Corporate Finance Manager, Deloitte
- Assurance and Advisory Manager, Andersen
Our Ombudsmen in alphabetical order
Jonathan Willis
Ombudsman
Appointed March 2017
Career history
- Deputy District Judge, County Court
- Judge, Mental Health Tribunal
- Guest Lecturer, Northumbria University
- Independent Assessor, Student Loans Company
Josh Haskey
Ombudsman
Appointed August 2019
Career history
- Team Manager – Legal Ombudsman
- Ombudsman – Legal Ombudsman
- Claims Manager – Legal Insurance Management Limited
Joyce Gordon
Ombudsman
Appointed May 2012
Career history
- Transformation Management Leader, Co-operative Banking Group
- Market Analyst, Royal Mail
- Solicitor, Alsop Wilkinson, Eversheds, and Shoosmiths
Julia Chittenden
Ombudsman
Appointed April 2016
Career history
- Lawyer, Independent Police Complaints Commission
- Barrister, Becket Chambers
Julia Meadows
Ombudsman
Appointed June 2011
Career history
- Adjudicator, Financial Ombudsman Service
- Branch Manager, Britannia Building Society
- Team Leader, Charcol Online
Julie Robertson
Ombudsman
Appointed October 2018
Career history
- Her Majesty’s Assistant Coroner, Manchester North Coroner’s Court
- Partner, Simpson Millar Solicitors LLP
- Associate Solicitor, Boote, Edgar Esterkin, Solicitors LLP
Juliet Collins
Ombudsman
Appointed July 2013
Career history
- Advisory Lawyer, Treasury Solicitor's Department
- Advisory Lawyer, Department for Environment, Food and Rural Affairs
- Professional Support Lawyer, Denton Wilde Sapte
Karen Dennis-Barry
Ombudsman
Appointed March 2014
Career history
- Children's Complaints & Access to Records Service Manager, Lewisham Council
- Caseworker, Legal Aid Board
- Legal Assistant, HM Customs & Excise Drugs Prosecution & Enforcement Service
Karen Hanlon
Ombudsman
Appointed September 2014
Career history
- Adjudicator, Financial Ombudsman Service
- Legal Researcher, Al Marsad, Arab Human Rights Centre
- Customer Service, Vodafone
Karin Hutchinson
Ombudsman
Appointed June 2021
Career history
- Senior Adviser, Financial Ombudsman Service
- Executive Adviser, Financial Ombudsman Service
- Team Administrator, Financial Ombudsman Service
Katherine Jones
Ombudsman
Appointed September 2017
Career history
- Operations Team Leader, Independent Police Complaints Commission
- Senior Project Manager, Independent Police Complaints Commission
- Lead Investigator, Independent Police Complaints Commission
Kathryn Billings
Ombudsman
Appointed September 2017
Career history
- Team Manager, Financial Ombudsman Service
- Adjudicator, Financial Ombudsman Service
