We make decisions based on what we think is fair and reasonable, accounting for the unique circumstances of each case we receive. We anonymise our decisions and write them in a way that prevents the person or small business complaining from being identified.
This database holds all the final decisions we’ve published since 1 April 2013 under the Financial Services and Markets Act 2000, as amended by the Financial Services Act 2012.
Your search returned 352408 results
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Decision Reference DRN-4652524
12 Mar 2024 Scottish Widows Limited UpheldPensions and AnnuitiesDRN-4652524 The complaint Ms T complains that the value of her Stakeholder Personal Pension Plan (PPP) held with Scottish Widows Limited decreased in value significantly because of the lifestyling approach applied to her fund. Ms T also complains Scottish Widows delayed her request to tran... (6 pages)View decision -
Decision Reference DRN-4620092
12 Mar 2024 TTT Moneycorp Ltd UpheldBanking and PaymentsDRN-4620092 The complaint Mr K complains that TTT Moneycorp Ltd hasn’t refunded him after he fell victim to a holiday accommodation scam. What happened Mr K fell victim to a scam in April 2022 when trying to book accommodation abroad. I issued a provisional decision for this complaint on 1... (8 pages)View decision -
Decision Reference DRN-4662470
12 Mar 2024 National Westminster Bank Plc UpheldBanking and PaymentsDRN-4662470 The complaint Mr S, a sole trader, complains that National Westminster Bank Plc are unfairly pursuing him for repayment of a bounce back loan (“BBL”) that was actually taken out by a limited company, of which Mr S is the director. What happened Mr S opened a business current ac... (6 pages)View decision -
Decision Reference DRN-4526719
12 Mar 2024 Aviva Insurance Limited Not upheldInsuranceDRN-4526719 The complaint Mrs F complains about Aviva Insurance Limited (Aviva), saying an engineer damaged a floor when attending her property to fix a leak under her home emergency policy. References to Aviva in this decision include their agents who provide services under the policy. Wh... (3 pages)View decision -
Decision Reference DRN-4421995
12 Mar 2024 Monzo Bank Ltd Not upheldBanking and PaymentsDRN-4421995 The complaint Miss L complains that Monzo Bank Ltd won’t refund money she lost to an investment scam. The details of this complaint are well known to both parties, so I won’t repeat everything again here. Instead, I’ll focus on giving the reasons for my decision. What I’ve deci... (2 pages)View decision -
Decision Reference DRN-4233805
12 Mar 2024 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-4233805 The complaint C complains that Barclays Bank UK PLC have repeatedly asked it to provide company information that Barclays either already holds or could source online, and that Barclays have threatened to close C’s accounts if it doesn’t comply with their requests. C is represen... (5 pages)View decision -
Decision Reference DRN-4514246
12 Mar 2024 Barclays Bank UK PLC Not upheldBanking and PaymentsDRN-4514246 The complaint Mr H is complaining about Barclays Bank UK PLC trading as Barclaycard because his account was defaulted and the debt sold despite his efforts to pay off the balance. What happened Mr H had a credit card account with Barclaycard. Statements provided by Barclaycard ... (3 pages)View decision -
Decision Reference DRN-4558007
12 Mar 2024 Starling Bank Limited Not upheldBanking and PaymentsDRN-4558007 The complaint Ms V is unhappy that Starling Bank Limited has decided not to refund her after she says she was the victim of an Authorised Push Payment “APP” scam. What happened Ms V says she was looking for a franchise opportunity, using a website that specifically advertised f... (4 pages)View decision -
Decision Reference DRN-4501146
12 Mar 2024 Lloyds Bank PLC Not upheldBanking and PaymentsDRN-4501146 The complaint Mr L complains that Lloyds Bank PLC applied charges to his account that he didn’t expect and wasn’t aware of. What happened Mr L applied for an account with Lloyds online. He believed that he’d applied for a basic current account, but Lloyds’ systems recorded him ... (2 pages)View decision -
Decision Reference DRN-4412837
12 Mar 2024 CB Payments Ltd Not upheldBanking and PaymentsDRN-4412837 The complaint Mr H complains that CB Payments Ltd trading as Coinbase hasn’t given him access to money it’s holding for him. What happened Mr H contacted Coinbase in June 2023 to update his phone number but after he had some issues with this – he then asked Coinbase to return t... (2 pages)View decision
